Bonzo Bytes Newsletter - #38 🐵🗞️

Hello, Bonzo Community!

Welcome to another edition of the Bonzo Bytes Weekly Newsletter!

Listen to this week’s 𝕏 Space recording: August 15 Bonzo Bytes Space

🤝 Independent Risk Steward Onboarded

Bonzo Finance has officially brought on RE7 Labs as an independent risk steward. As Brady explained:

“Part of our maturation process is mirroring protocols like Aave and Compound, bringing in a neutral risk steward who can co-author parameter updates with full transparency.”

The first three Change Memos have been published, covering supply/borrow caps, LTV adjustments, and optimized $USDC interest rates to maximize market efficiency. These updates are live on the Bonzo Finance Risk Framework documentation and in the new Change Memo channel on Discord.

📱 UI Updates Coming Soon

A refreshed homepage and redesigned app interface are set to roll out within the next month. The updates focus on mobile accessibility, addressing the fact that most Bonzo users now interact with the protocol from their phones. Additional improvements will highlight key adoption metrics like TVL, supplier counts, and active borrows, making the protocol’s growth more visible at a glance.

📊 Bonzo Finance TVL & Scoreboard Update

Track Bonzo Finance on DeFiLlama: https://defillama.com/protocol/bonzo-finance

🖥️ Hashgraph Online Desktop Launch

Guest speaker Michael Kantor introduced the HOL Desktop, a downloadable client for AI-powered natural language interactions with Hedera. Users can inscribe, launch registries, execute DeFi strategies, and more simply by “talking” to an agent.

Learn more about the HOL Desktop: hashgraphonline.com/desktop/

Major RWA Expansion: Swarm + KAIO

Real-world asset (RWA) tokenization on Hedera took a big step forward this week with the launch of two platforms: Swarm and KAIO.

Swarm, a platform that already offers tokenized stocks, ETFs, bonds, and gold on Ethereum, Solana, and Polygon, has expanded to Hedera. The team highlighted Hedera’s regulatory credibility and technical readiness as key reasons for the move. On Hedera, Swarm introduced compliant tokenized equities with one-to-one asset backing, insolvency protection, and DeFi compatibility. A new redemption pool feature allows instant redemptions by drawing liquidity directly from traditional markets, removing the need for the standard T+2 settlement cycle. With this design, Hedera smart contracts can trigger real-time buy and sell orders in traditional markets during market hours.

KAIO, built by WebN Group and backed by Nomura’s Laser Digital, focuses on institutional-grade tokenization. On Hedera, KAIO has brought three major funds on-chain:

• BlackRock ICS U.S. Dollar Liquidity Fund

• Brevan Howard Master Fund

• Laser Digital Carry Fund

These tokenized funds give both institutions and crypto-native users access to regulated money markets and alternative investment strategies through Hedera’s high-performance and compliant infrastructure.

Together, Swarm and KAIO showcase two sides of tokenization on Hedera. Swarm emphasizes retail accessibility and permissionless participation, while KAIO caters to regulated institutional adoption. Both strengthen Hedera’s positioning as a network built for regulated finance, tokenization, and DeFi composability at scale.

Read more in the Hedera Foundation blog post: Swarm Enables Compliant Stocks on Hedera

🎙️ Weekly Bonzo Bytes 𝕏 Space - Friday, August 22 at 12 PM ET

Join us on Friday for another Weekly Bonzo Bytes Space covering protocol updates, ecosystem news, and community Q&A.

Set a reminder on 𝕏

🍌 Bonzo Points Season 3 Ends - September 3, 2025

Supply and borrow to maximize your point accumulation before the final Bonzo Points season ends.

Thank you for being part of Bonzo Finance and the Hedera DeFi 2.0 journey.

- The Bonzo Finance Team

The views shared in this newsletter are personal opinions and do not represent official Bonzo Finance advice. Any forward-looking statements about Bonzo Finance and its associated projects involve risks and uncertainties. Please do your own research and consult a professional before making any investment decisions. Bonzo Finance is not liable for any actions taken based on the information provided.